Loan Option
Adjustable Rate Mortgage (ARM)
Start with a lower rate. Smart choice if you plan to move or refinance soon.
Who It's For
Is the Adjustable Rate Mortgage right for you?
Good for buyers who plan to move or refinance within a few years and want a lower payment at the start.
Key Benefits
What you get with this loan
Lower starting rate than a fixed loan
Lower payments in the first years
Great if you won't stay long
Rate is fixed for an intro period before it adjusts
How It Works
Simple steps to your loan
Get pre-qualified
We review if an ARM fits your plans.
Find a home
Shop with a lower starting payment in mind.
Lock the intro rate
Your rate stays fixed for the intro period.
Close and move in
Sign final papers and get your keys.
FAQ
Common questions
When does my rate change?
After the fixed intro period ends, your rate can go up or down on a set schedule.
Can my payment jump a lot?
ARMs have caps that limit how much the rate can change at once and over the life of the loan.
Who should pick an ARM?
It often suits people who will sell or refinance before the rate starts to adjust.
Ready to get started?
Apply now or get a custom quote. Our team is here to help you every step of the way.