Loan Option
FHA Loans
Buy with less down. FHA loans help first-time buyers get the keys.
Who It's For
Is the FHA Loans right for you?
Made for first-time buyers and anyone with a smaller down payment or a few bumps in their credit history.
Key Benefits
What you get with this loan
Down payment as low as 3.5%
Easier credit standards
Gift funds can help with your down payment
Great for first-time buyers
How It Works
Simple steps to your loan
Get pre-qualified
We check your credit and down payment options.
Find a home
Shop for a home that meets FHA guidelines.
Get approved
We submit your FHA loan for approval.
Close and move in
Sign final papers and get your keys.
FAQ
Common questions
How much down payment do I need?
As little as 3.5% of the home price, and it can come from a gift from family.
What credit score is needed?
FHA loans are flexible. Talk to us about where your score stands and your options.
Is FHA only for first-time buyers?
No. Anyone can use an FHA loan if the home and loan meet the rules.
Ready to get started?
Apply now or get a custom quote. Our team is here to help you every step of the way.