More Than a Mortgage. A Partnership.
Every family deserves a mortgage advisor who listens, explains, and advocates—not someone who just processes paperwork.
Martin Conde
Founder & Licensed Mortgage Broker
California
MY STORY
Why I Started Conde Mortgage
Early in my career, I watched too many families get lost in a system that treated them like transaction numbers. Confusing paperwork, unanswered calls, and loan officers who disappeared after closing. I knew there had to be a better way.
That's why I founded Conde Mortgage—to create the experience I wished every homebuyer could have. One where you're not handed off to a call center. Where your questions are answered in plain English. Where someone actually picks up the phone.
I believe buying a home should feel empowering, not overwhelming. My job isn't just to get you a mortgage—it's to make sure you understand every step, feel confident in your decisions, and know you have someone in your corner for the long haul.
Because when you understand your mortgage, you make better decisions. And that's what this is really about.
OUR PHILOSOPHY
Values That Guide Every Decision
These aren't just words on a wall. They're the standards we hold ourselves to with every client, every loan, every day.
Education Over Sales
Every conversation is an opportunity to teach. We want you to understand mortgages so well that you could explain them to a friend.
Radical Transparency
No hidden fees, no fine print surprises. We show you exactly what everything costs and what you're signing—before you sign it.
Client Advocacy
We're on your side of the table. We fight for the best rates, push back on unnecessary fees, and never recommend something that isn't right for you.
Personal Relationships
You'll work directly with Martin, not a rotating cast of assistants. Your file, your story, your goals—all known by one person.
Long-Term Thinking
We're not optimizing for this one transaction. We want to be your mortgage advisor for life—through refinances, second homes, and beyond.
Genuine Care
We celebrate your closings like our own. Because helping a family get their keys isn't just business—it's why we do this work.
THE JOURNEY
28+ Years of Helping Families
Served in the U.S. Army
Served our country in the U.S. Army. The discipline, integrity and commitment to service I learned there still guide how I help families today — especially fellow Veterans.
Started in Mortgage
Began my mortgage career in 1998, while still serving in the Army, learning the fundamentals of lending and client relationships.
Licensed Mortgage Broker & Founded Conde Mortgage
Became a licensed mortgage broker and launched Conde Mortgage with a mission to provide personal, educational mortgage guidance.
Thousands of Families Served
Reached the milestone of helping thousands of California families achieve homeownership.
Continuing the Mission
Still personally guiding every client, one family at a time, with the same dedication as day one.
CREDENTIALS & LICENSING
Fully Licensed. Fully Qualified.
Your mortgage is one of the biggest financial decisions of your life. You deserve to work with someone who has the credentials, experience, and ongoing education to guide you correctly.
- Licensed California Mortgage Broker (DRE #02098255)
- NMLS Registered (Company NMLS #1895833)
- Continuing Education Compliant
- Equal Housing Opportunity
28+
Years Experience
1000s
Families Served
4.9
Average Rating
98%
Client Satisfaction
LET'S CONNECT
Ready to Have a Real Conversation?
No pressure, no sales pitch. Just an honest discussion about your goals, your questions, and whether we're the right fit to help you get there.