Solar
Solar and your home loan
Solar panels and community costs can change your loan. We help you see the full picture before you buy.
Solar Panels
Paid-off vs. leased solar
If the home's solar panels are paid off, they usually come with the home at no extra cost to you.
If the panels are leased or have a loan still owed, you may need to take over that payment or qualify for it in your loan. This can affect how much you can borrow.
We check the details with you so you know exactly what comes with the home and what it costs each month.
CFD Costs
What is a CFD?
A CFD — Community Facilities District — pays for shared neighborhood features like roads and parks. It shows up as an extra cost on your yearly property tax bill.
Because it adds to your taxes, a CFD can raise your monthly house payment. We help you find the CFD amount and include it in your true monthly cost.
Your True Cost
Know your full monthly payment
Your monthly payment is more than just the loan. It often includes the loan, property taxes, insurance, and any CFD or solar costs.
We add it all up for you in plain numbers, so you can shop with confidence and avoid surprises after you move in.
See your true monthly cost
We break down every part of your payment — solar, taxes, and CFD included.