Loan Option
15-Year Fixed Mortgage
Own your home in 15 years and pay far less interest along the way.
Who It's For
Is the 15-Year Fixed Mortgage right for you?
Best for buyers who can afford a higher monthly payment and want to own their home sooner while paying less interest.
Key Benefits
What you get with this loan
Pay off your home in half the time
Lower interest rate than a 30-year loan
Save a lot on total interest
Build equity much faster
How It Works
Simple steps to your loan
Get pre-qualified
We check your numbers for a shorter, faster loan.
Find a home
Shop within your comfortable range.
Lock your rate
Secure a lower rate for 15 years.
Close and move in
Sign final papers and get your keys.
FAQ
Common questions
Why is the payment higher?
You pay the loan off in 15 years instead of 30, so each month covers more of the loan. The trade-off is big interest savings.
Can I switch to 30 years later?
You can refinance into a new loan later if your needs change. Ask us about your options.
Is this good for first-time buyers?
It can be, if the higher payment fits your budget. Many first-time buyers pick 30 years for more flexibility.
Ready to get started?
Apply now or get a custom quote. Our team is here to help you every step of the way.