Bakersfield & Kern County
Home loans in Bakersfield and Kern County
Conde Mortgage helps families buy and refinance homes in Bakersfield and across Kern County, including Shafter, Wasco, Delano, Arvin and Tehachapi. Your loan officer for Kern County is Amanda Galindo (NMLS #1894434).
Loan Options
Loans we help with
FHA, VA, conventional, USDA (eligibility depends on location and income), refinancing, and new construction. For state down payment help, we can point you to CalHFA resources.
First-Time Buyers
First-time buyer steps in Bakersfield
- 1Get pre-approved so you know your price range.
- 2Ask about down payment help before you choose a loan.
- 3Tour homes with your agent.
- 4Compare loan offers, including the builder's lender on new homes.
Veterans
VA loans for Kern County veterans
VA loans are for eligible veterans, service members and some surviving spouses. We help you get your Certificate of Eligibility and compare VA with other options.
FAQ
Common questions
Can I buy in Bakersfield with little down?
VA and USDA loans can need no down payment for those who qualify, and FHA starts at 3.5%. For down payment help, we can point you to CalHFA resources.
Is USDA available near Bakersfield?
Some areas outside the city qualify. It depends on the exact address and your household income.
How do I start?
Book a call with Amanda or start the online pre-approval.
Ready to get started?
Book a call with Amanda or apply now to go over your options.