Imperial Valley
Home loans in the Imperial Valley
Conde Mortgage helps families buy and refinance homes across Imperial County, including El Centro, Imperial, Brawley, Calexico and Holtville. Your loan officer for the Imperial Valley is Muna Nafi Lopez (NMLS #1570488).
Loan Options
Loans we help with
FHA, VA, conventional, USDA (eligibility depends on location and income), refinancing, and new construction. For state down payment help, we can point you to CalHFA resources.
New Construction
Buying new construction in the Imperial Valley
Many buyers here are looking at new homes. Before you sign, compare the builder's lender offer with ours, ask which incentives require their lender, and ask whether the community has a CFD special tax and how much it adds to your payment.
Veterans
VA loans for Imperial Valley veterans
VA loans are for eligible veterans, service members and some surviving spouses. We help you get your Certificate of Eligibility and compare VA with other options.
FAQ
Common questions
Can I buy in the Imperial Valley with little down?
VA and USDA loans can need no down payment for those who qualify, and FHA starts at 3.5%. For down payment help, we can point you to CalHFA resources.
Is USDA available in the Imperial Valley?
Some areas qualify. It depends on the exact address and your household income, so we check both.
How do I start?
Book a call with Muna or start the online pre-approval.
Ready to get started?
Book a call with Muna or apply now to go over your options.